In Person, by Phone, or Online, The Choice is Yours

Term Life Insurance Rates & Prices: What you Can Expect to Pay

Term Life Insurance Rates & Policy Examples

As experts when it comes to term life insurance, Advisor Insurance Direct’s on-line quote calculator serves as a comprehensive price guide for the different types of policies available. With the information below, you can find out the term life insurance rates you can expect to pay on an average policy. However, since these rates will vary depending on your health status and the company you choose, it is important to consult with our advisors for professional help finding the best term life insurance for your needs.

See our examples below to find out what the typical 10 year term life insurance rates would be, or contact us today for a customized term life insurance quote!

Average 10 Year Term Life Insurance Rates

One of the most popular categories of life insurance is the 10-year term policy, which acts as a perfect illustration for the kind of term life insurance rates you can expect to pay. Here are some actual examples of term life insurance rates that you might expect to find when shopping for a 10 year term policy.

Profile:Death Benefit:Annual Premium*:
Male Age 35$250,000
$500,000
$1,000,000
$110/year
$155/year
$235/year
Male Age 45$250,000
$500,000
$1,000,000
$190/year
$320/year
$545/year
Male Age 55$250,000
$500,000
$1,000,000
$433/year
$810/year
$1495/year
Female Age 35$250,000
$500,000
$1,000,000
$103/year
$145/year
$215/year
Female Age 35$250,000
$500,000
$1,000,000
$168/year
$275/year
$475/year
Female Age 35$250,000
$500,000
$1,000,000
$338/year
$610/year
$1115/year

*Term life insurance rates above are as of October 2013

 

The term life insurance rates listed above are average rates that assume the best health classification. Your rates may vary depending on your health and other factors. Contact us directly for a personalized term life insurance quote.

Trust Our Financial Professionals to Get You the Best Term Life Insurance Rates

When you work with the professional financial professionals at Advisors Insurance Direct, we promise to bring you the best term life insurance rates for policies that fit your needs. Because we are committed to remaining both unbiased and completely independent, we will shop your premiums from up to 100 insurance companies.

What you will always get when you work with Advisors Insurance Direct is:

  • Accurate information
  • Competitive quotes
  • A reliable service provider
  • Experienced consultants who know what they are doing
Term Life Insurance Rates - Life Insurance Quotes

Call Us for Great Term Life Insurance Rates

The quotations above are examples of term life insurance rates that you might expect to find in today’s market place. However, your rates may vary based on your health status, policy selection, and death benefit amount. Discussing your specific circumstances with one of our financial professionals will help you to find the most appropriate package. Call us or complete our online quote request to get your own personalized term life insurance quote. In addition, all clients of Advisors Insurance Direct are entitled to a complimentary financial review so please don’t hesitate to inquire through your advisor.

Send Us Your Questions

Name: 
Email: 
Phone: 
Message: 
CAPTCHA ImageReload Image
Security Code: 

Our Promise

As financial professionals, we will never pressure you to do anything or use silly sales tactics. We are simply here to answer your questions, provide professional advice and walk you through the process of buying life insurance should you decide to move forward.

We represent these insurance carriers and many more:

Get a Life Insruance Quote | Financial Professionals

Copyright Advisors Insurance Direct - All rights reserved.

Insurance Website Design by Silver Scope Web Design